Our financial services help people understand their money, bills, and how to get a better deal. We help people avoid getting into a financial mess and sorting out their finances if they get into difficulty through unemployment, sickness, or family problems.
The Variety Financial Counselling Service is aimed at families in need with children who are sick, disadvantaged or living with disability. Raising a child with a disability or illness can be expensive and creates pressures on families who face a unique set of financial circumstances – like high medical costs, specialised educational needs and home modifications – all on a reduced income due to their caring responsibilities.
Hours: Monday to Thursday 8.30 – 4.30pm Services Offered: Financial literacy, generalist financial counselling and financial counselling for problem gambling emma.annand@uccommunity.org.au louissa.turketto@uccommunity.org.au Website: www.ndh.org.au
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The light you’ve been looking for Are you struggling to pay your credit card? Is legal action imminent? Is your electricity bill overdue? Or are you having trouble making ends meet? You can get your money under control, and we can help. When you talk through your situation with our caring, professional counsellors, you’ll receive personalised advice on how to get through your money problems, and avoid trouble in the future. Importantly, our service is free and confidential.
The Mackay Regional Financial Wellbeing Program provides ongoing support, information and advocacy to individuals and families who are experiencing financial difficulties due to circumstances such as unemployment, sickness, credit over-commitment, family breakdown and credit disputes. The service delivers one on one support to individuals and families, as well as delivering regular budgeting workshops. The service supports people with strategies on how stay on top of their finances and alleviate the pressure and stress associated with credit management.
Tenants Qld (TQ) is a specialist community legal centre for residential tenants. TQ operates the Qld Statewide Tenant Advice & Referral Service (QSTARS) assisted in some locations by partner organisations. Financial counselling service covers Queensland, and particularly for those having difficulty sustaining private tenancies.
The Small Business Financial Counsellors provide assistance to small and medium sized enterprises who are suffering from financial hardship; to support them manage the challenges of industry change, adjustment and sustainability as a result of COVID impacts or similar natural disasters.The intended outcomes of the program are to: • assist eligible small businesses impacted by economic downturns due to drought, COVID19 or similar natural disasters, to understand their financial position and identify options and implement plans to improve the viability of their enterprise, • Within a case management framework, the role of the counsellor includes helping clients: 1. understand their financial position, 2. understand the benefits and drawbacks of different options to manage financial issues, 3. develop budgets and cash flows, 4. negotiate with creditors, 5. access dispute resolution services, 6. understand their rights and access broader professional advice and support, 7. access government and community grants, programs or schemes
The SHAC My Money Program provides support to people who are homeless or at risk of homelessness and who are in financial hardship. The program assists vulnerable families within the Cairns region by providing holistic specialist financial case management to assist families to gain and sustain adequate housing. The program supports Aboriginal and Torres Strait Islander Peoples and people affected by domestic and family violence as a priority. The My Money Program is funded by the Department of Housing and Public Works, Queensland Government.
RFCS can be a very useful tool to aid in all sorts of activities such as: Preparing budgets Identifying areas of risk in your business Preparing for a visit to a succession planner, or Completing action plans to receive grants or income assistance Help identify any advice and training needs you may require RFCs are trained to give you a high standard of financial information, and will aim to meet any reasonable request for an appointment at a time and place of your choosing.
RFCS can be a very useful tool to aid in all sorts of activities such as: Preparing budgets Identifying areas of risk in your business Preparing for a visit to a succession planner, or Completing action plans to receive grants or income assistance Help identify any advice and training needs you may require RFCs are trained to give you a high standard of financial information, and will aim to meet any reasonable request for an appointment at a time and place of your choosing.
The primary role of the Rural Financial Counselling Service Program is to support farmers, beef producers, grain growers, forestry workers and harvesters, horticulture growers and other primary producers who are experiencing hardship associated with drought, flood or fire conditions and have no alternative source of impartial support. Our services are: Free of charge, confidential, impartial and independent. Delivered by skilled, local professionals who know your area and industry. Rural Financial Counsellors are unable to provide advice, but can provide you with the tools and knowledge necessary to make informed financial and business decisions.
RFCS can be a very useful tool to aid in all sorts of activities such as: Preparing budgets Identifying areas of risk in your business Preparing for a visit to a succession planner, or Completing action plans to receive grants or income assistance Help identify any advice and training needs you may require RFCs are trained to give you a high standard of financial information, and will aim to meet any reasonable request for an appointment at a time and place of your choosing.
Regional Housing provides financial management and budgeting services along with a variety of housing, support and advisory services.. Bundaberg Housing Service is a non-government, community based housing service. It provides a variety of housing, support and advisory services to residents of Bundaberg and the wider region.
The Centre supports the community through a number of valuable “one stop shop” community focused services including: Financial Counselling Services
PLS offers a free, independent and confidential support service for people affected by incarceration. PLS financial counselling services can assist you with a range of services relating to personal credit and debit issues. We are fully trained to be supportive, caring and treat all people with dignity and respect. We act in the best interests of clients, free of any conflict of interest and free of any fees or charges. Our financial counsellor can help you in the midst of any financial difficulty or crisis and will do their best to help you avoid further difficulties in the future.
We’re a not-for-profit service that helps people in Australia tackle their debt problems. We’re not a lender and we don’t ‘sell’ anything or make money from you. Our professional financial counsellors offer a free, independent and confidential service. We’re here to help you get back on track. You should never have to pay for this advice. Don’t ever agree to pay fees to get financial counselling, to get advice about debt or to fix your credit file.
Need help tackling a credit, debt or insurance problem? Mob Strong Debt Help offers free, confidential financial counselling and legal advice to Aboriginal and Torres Strait Islanders living anywhere in Australia. We offer our telephone service as part of Financial Rights Legal Centre, a specialist community legal centre based in Sydney, where you can speak with an Aboriginal financial counsellor or solicitor. Call 1800 808 488 Monday to Friday 9.30am to 4.30pm (NSW time)
Financial Counselling Sometimes people from all walks of life find themselves struggling to buy food, pay the rent or mortgage, and juggling multiple debts on credit cards or personal loans. Financial counselling can help you manage your situation. The service provides assistance to people in financial difficulty by helping them address their financial problems, make informed choices and build longer term capacity to budget and manage their money. For further information or to make an appointment please call 1300 991 443. This service is funded by the Department of Social Services. Centre based and outreach service offered from Toowoomba, Warwick and Dalby.
Accredited Financial Counselling Services for the Townsville Region including Palm Island.
CQ Financial Counselling Service is a FREE service. Funded by the Australian Government through the Department of Social Services. We offer Financial Counselling to assist people in dealing with Credit and Debt. We offer money management services to assist people with budgeting and consumer education. We offer No Interest Loan Scheme (NILS) – want more information please contact us. You can also call into the office to make an appointment. Our office hours are from 8:30 to 4:30 Monday to Friday.
Providing Emergency Relief, No Interest Loans and Money Management Services.
We provide FC services to following communities in our OHubs (Opportunity Hubs) who are on the ground delivering a suite of services and products including financial literacy through our integrated Financial Capability, well-being and resilience program MPower. Through this we also assist individuals with access to good money loans. Aurukun OHub - Cape York Partnership 5 Kang Kang Road, Aurukun Qld 4892 Mossman Gorge OHub - Cape York Partnership 16 Kankarr Road, Mossman Gorge Qld 4873 Coen OHub - Cape York Partnership 7 Taylor Street, Coen Qld 4892 Hope Vale OHub - Cape York Partnership 3 Muni Street, Hope Vale Qld 4895
The Financial Resilience Service is a service for adults who are experiencing personal and/or financial issues, including those resulting from a natural disaster. This service supports and assists adults to take control of your finances and improve their health, wellbeing and connection to family and community. We engage with individuals to discuss and assess your current financial situation, facilitate problem solving, and develop goals and strategies to improve their financial wellbeing. Our staff will assist you to build your financial skills, knowledge and confidence. For more information or to access our Financial Resilience program, call 1300 769 814. This service is available in our Rockhampton, Biloela and Gladstone Centre. Accredited Money Management Services
The Financial Resilience Service is a service for adults who are experiencing personal and/or financial issues, including those resulting from a natural disaster. This service supports and assists adults to take control of your finances and improve their health, wellbeing and connection to family and community. We engage with individuals to discuss and assess your current financial situation, facilitate problem solving, and develop goals and strategies to improve their financial wellbeing. Our staff will assist you to build your financial skills, knowledge and confidence. For more information or to access our Financial Resilience program, call 1300 769 814. This service is available in our Rockhampton, Biloela and Gladstone Centre.